best credit report agencies
best credit report agencies
Can I send a letter of proof of payment to the credit reporting agencies if the lender did not report payments
I bought a car with a 3 year finance term. I paid the car every month on time, and finally I have paid it off! My credit is poor, so I wanted to rebuild my credit this way. Unfortunately the dealership I bought from does report to the credit agencies if you have purchased a used car.
They did however, write a letter that states I paid every month in full, and on time until the car was paid for outright.
Can I send a copy of this to the agencies so that they may verify it and add it onto my report?
If anyone has any good answers for me please let me know!!
Thanks!
Yes, you can write the credit bureaus to add good credit accounts. And a copy of the account information will help.
And, for your benefit I have a sample letter format for you.
date:
credit bureau name
and address
to whom it may concern
I would like you to please list the following credit reference on my credit report
Creditors name address account #
Please send me an updated report as soon as the above information has been added. If there is any fee for adding this information, please advise.
Thank you for your assistance in this matter.
sincerely,
signature
your name
address
ss #
DOB
and a copy of a utility bill to verify your adress
