credit report agencies address

How do I contact charge-offs that are on my credit report? Collection agencies have called for payment.?
Some agencies recovery said they were buying carried debt and demand that I pay. Should I pay? I am trying to repair my credit.
Do you owe money? Then pay them. Most companies sell bad debts to collection companies. You should be able to make an offer regulation, but make sure you get all the details of settlement in writing before paying. Do not give them access to your bank account either. Do Regulation that includes putting a "paid" on your credit report.






