credit report bankruptcy
credit report bankruptcy
Which is worse on your credit report a bankruptcy or 25 charge offs?
I am trying to rebuild my credit and tossed up between declaring bankruptcy, I currently have about 18,000 in debt, I have 29 accounts on my credit report 1 in good standing, 3 delinquent, and 25 charge offs, I want to purchase a home within the next 2 years..should i file now, or try to pay down the charge offs, I have limited montly funds outside of rent and neccesary bills to live day to day? Please help.
25 charge offs. Bankruptcy will actually help you rebuild your credit.
