credit report government site
Are you trying to get a copy of your credit report without a credit card? I know it is difficult to do anything these days without that little piece of plastic and get a copy of your report is no different. But there is a way to get your hands on your free report without have to give credit card information.
The absolute best place to get your free report without a credit card is government-sponsored site AnnualCreditReport.com. This site has been developed to allow all Americans access to their report, Free, no need for financial information.
On this site, you are able to receive a free copy of your report from all three agencies major credit bureaus – Experian, TransUnion and Equifax. But remember that you may only get a copy of your file every year from each credit agency.
The site is well designed and a breeze to navigate. You simply enter your details and the rest is easy. Step by step process helps quick access to your three free reports.
One point to remember when using this site, however. Then you have free access your report, unfortunately, your credit score is not included. Each agency will charge a nominal fee so you can see your notes. Fortunately for you if I have a great idea for how you can get a copy of your report and your score for free.
As you probably know, There are thousands of organizations that advertise free reports and access credit score. The bad news is, these reports are not exactly Free. The catch is that you must register (with a credit card) and join their monitoring programs first. However, most of these companies offer a free trial version of their programs. So if you join the program and cancel before the trial is up, you can walk away with a free report and score Free.
Your credit report is a very important and valuable information. It is recommended to view your report at least 2-4 times per year to be sure there are no inaccuracies or errors. An inaccurate history can prevent you from obtaining loans or mortgage you deserve!
About the Author:
Have you been declined for a credit card? I know how frustrating that can be. Drop into my Easy Credit Cards blog to find out which easy to get credit cards you should choose and how to get on track to make 2009 your best financial year yet!
Article Source: ArticlesBase.com – How To Get Your Free Credit Report Without a Credit Card
