credit report hiring
credit report hiring
What do government agencies want to see on your credit report when hiring?
Do thy wanna see a good credit score or that you have paid your debts? Currently I am past due on several debts due to loss of work. So if I paid everything I owed, my score and history will still relfect negatively for quite some time.
Future employers/government agencies look at your credit report when they are screening applicants. Often times this is the first checkpoint of the secondary screening process that you have to pass.
They look at your credit score (sometimes called a beacon), they look for any judgments against you (such as child support, garnishments, etc), they look for late payments, unpaid loans, they look at your debt to previous income ratios, they look for things that have gone to collections. Basically they look for any bad mark against your credit score.
We would throw out someone who had a bad credit score over someone who did not. Sometimes the person with a bad credit score had experience or an attitude that wowed us so we would try to look past it, IF we felt the person was worth it.
It may seem harsh, but it’s a harsh world.
