credit report lock

credit report lock
How can I freeze or lock my credit report?

What can I do to prevent someone using my identity to apply for loans or credit cards, etc… I heard that people can send a request to 3 credit bureaus in order to alert banker to verify information before acting. Is that true? Are there any effective way to prevent identity theft? Thank you

It’s called freezing your credit file you will need to notify all three bureaus and there is a small fee to do this but once it’s in place when someone tries to pull your credit they can not and the bureaus must call you to verify that it’s actually you making the application.

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admin posted at 2009-4-1 Category: Uncategorized

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