credit report negative information
How do I delete negative information from credit reports?
I opened an account with credit card my former employer (Circuit City) in 2001 when I was 17 years. I made payments on time until 2002 when I joined the Armed Forces and was unable to pay on my account due to not having the account information available at the time. Therefore, He was very excited negative on my credit report and when I was done with basic training he went to collections. The collection agency has been sending invoices to collect debts at home. When I had the chance to receive the letters, I called the collection agency and made an arrangement to pay the debt. The credit bureau, then marked as a burden to rest paid in full on my credit report. After some years I tried to challenge this hoping to get it removed, but the bank refused demand. So I suffered from and now its 2007. I guess I expected to wait until 2009. My questions are, can I get this removed and when it is removed will my credit score up? When investigations disappear from my credit report, it rises?
You can contest all erroneous items online with offices 3major. it .. very easy and you can see results within 1-2 months. there is a section that you can tell you were in the armed forces of TransUnion. Make sure you are disputingg with non with the Bank. Sometimes it takes some time to do so. You can also delete those surveys … and do not have to wait 2 years.
