credit report one time
credit report one time
my credit report has one good account, a loan paid off on time, what might my score be?
nothing negative is on my report, but only one good account is listed. i am wondering what my score would probably be. and will this look ok when applying for an apt. the good account was a loan i took out a long time ago and says that i paid all payments on time. loan was under $900
and how hard would it be for me to get a credit card?
your score isn’t bad, but isn’t necessarily great. This is because you don’t have a good mix of credit going on, with just one loan you don’t have enough accounts open to really prove yourself as a good risk for a bank. You shouldn’t have a problem getting a credit card, though. I would guess your score is between 650-680, but it isn’t a STRONG score since you only have 1 account. Apply for a credit card or two, and pay them off monthly. in about 6 months you will have really good credit and won’t have to worry about getting approved or not.
