credit report scores

credit report scores
Why are the cal coast credit report scores 20-30 lower than other credit report scores?

Why are the cal coast credit report scores 20 to 30 points lower than the credit scores pulled from equifax, transunion and experian? What is wrong with cal coast?

I’m asking this question because the credit report scores that I pull give me a green light for refi. But, my mortage lender uses Cal Coast to provide the credit report scores. The scores are lower. Why would there be a difference?

The scores that you pulled are probably not true FICO scores. They are generated using another model. Even if you did get them from myfico.com, some banks use a “version” of FICO that is weighted toward their particular industry.

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admin posted at 2009-7-9 Category: Uncategorized

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