experian credit report by phone
experian credit report by phone
Can anynone provide a phone to Experian the credit reporting agency?
I have disputed an inacurracy and received a letter from the reporting creditor that acknowledges the inacurracy, but Experian will not delete it. I have certified mail Experian with this new info and they still will not respond. Any advice?
1-888-397-3742
address: PO Box 2002
Allen, TX 75013
Also, I would send copies of your documentation requesting to delete the information via certified mail. That way you have proof they received it. I have a feeling you will get stuck in voice mail and unresolved if you call. They do everything in writing. You can type the following into your correspondence.
To Whom It May Concern:
I formally request that the following inaccurate items be immediately investigated. They must be removed in order to show my true credit history, as these items should not be on my credit report. By the provisions of 15 USC section 1681i of the Fair Credit Reporting Act of 1970, I demand that these items be reverified and deleted from my record.
Item No.Company NameAccount Number Comments
Since 30 days from the receipt of this letter is your allotted time under the law to reverify these entries, it should be understood that failure to do so within that 30 day period constitutes reason to promptly delete the information from my file (FCRA 15 USC s1681i (5) (A) ).
Also, pursuant to 15 USC s1681i (6) (A) of the Fair Credit Reporting Act, please notify me when the items have been deleted. You may send an updated copy of my credit report to the below address. According to the provisions of 15 USC section 1681j, there should be no charge for this notification. Also, please send me names and addresses of individuals you contacted so I may follow up.
Sincerely,
