free credit report letters
free credit report letters
I’m unable to get my free credit report and not sure what to do?
I went to the free credit report sites and they weren’t able to process my information due to the fact they asked me a question about something on my account that shouldn’t be there. So if you can only speak to a live representative after you order a free credit report.How do I inform them the mortgage they were asking about shouldn’t be there and that I’m unable to get my report due to this false information? Is there a mailing address for the credit report companies I can mail a letter to? I only get a automated message when I call the credit report companies. I need to get my credit report before I can work with a credit repair company on how to fix my credit.
The site I was on didn’t give a mail in option. Just unable to process from the information I gave.
First off, when they ask about or they say their records show certain accounts/debts, these are trick questions. Only you should know what types of debt you have. You should be concerned if you answered ‘no’ to the ones you know you don’t have and then they deny you access.
AnnualCreditReport.com is the only government approved site to receive your free credit reports. Any other site will want you to sign up for credit monitoring services.
If you want your credit reports mailed to you, you can call 1-877-322-8228 or you can print a request form (https://www.annualcreditreport.com/cra/requestformfinal.pdf) and mail to: Annual Credit Report Request Service, PO Box 105281, Atlanta, GA 30348-5281.
Here’s each credit bureaus address & phone number:
Equifax
P.O. Box 740256
Atlanta, Georgia 30374
1-800-685-1111
Experian
P.O. Box 9532
Allen, Texas 75013
1-888-397-3742
TransUnion
P.O. Box 6790
Fullerton, CA 92834
1-877-322-8228
Secondly, do not use a credit repair service. They charge you loads of money for something you can do yourself for free. They make a lot of empty promises.
