free credit report sites
In 2003, Congress passed a law that requires all three credit bureaus, Trans Union, Equifax and Experian to allow consumers to access a free credit report a year. Using the official web site annual credit report, you can access all three reports at once, or ask any one of three organizations. In a few clicks of a button, you get your complete credit report.
What you need to watch is although hundreds of "free credit report" sites that are not really free. All of these sites, except the annual Official Site credit to encourage consumers to register for access to their credit, only to find a month on the road they are charged of monthly service charges they did not realize they have agreed to subscribe to. When you stop to read the fine print, you you realize that these sites make you agree to be judged on their service, you will automatically begin to get charged if you do not cancel in the window of time
By suggesting that you are getting a credit report, you end up enroll in credit monitoring pricey programs. Even if you want to monitor your credit, you could do the same thing these services provide and save lots of money by simply paying have your credit report from once a month, even if, once every 3 months would be sufficient.
What is interesting is that many of these "free credit report" websites are owned or affiliated agencies credit reporting. So even if they are required by law to provide a free credit report a year, they try to lure consumers into paying for something they did not necessary.
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Article Source: ArticlesBase.com – Watch Out for Free Credit Reports
